# CipherCFO

> Fractional CFO for hard financial situations"

- Canonical listing: https://agencysource.com/agencies/ciphercfo
- Location: Sheridan, WY
- Categories: [Custom Software Development](https://agencysource.com/categories/custom-software-development), [Business Consulting](https://agencysource.com/categories/business-consulting), [Call Centers & BPO](https://agencysource.com/categories/call-center-bpo), [Training & Coaching](https://agencysource.com/categories/corporate-training)
- Services: Business Consulting, Corporate Training & Coaching, Finance & Accounting Outsourcing (FAO), Financial Advising & Planning, Financial Consulting
- Team size: 2 - 9
- Hourly rate: $300+ / hr
- Minimum project: $5,000+
- Founded: 2026
- Website: https://ciphercfo.com
- Listing: Not yet claimed
- Agency Source rating: no Agency Source reviews yet

## About

CipherCFO is a founder-led fractional CFO practice built for hard financial situations: distress, PE-backed portfolio companies, and turnarounds. We put a senior CFO in the seat when the bank is on the phone - covenant pressure, a forbearance negotiation, a lender who wants weekly numbers, or a business that has outgrown its finance function.

This is not a staffing bench. One named operator runs your engagement every month, with 10+ years of CFO-level work across manufacturing, energy, and consumer products.

What we do:- Fractional and outsourced CFO leadership on retainer- 13-week cash flow forecasting, lender-ready- Debt covenant monitoring and headroom analysis- Lender relations, forbearance, and workout support- Turnaround and restructuring finance- PE-backed portfolio-company reporting to sponsor standards- Multi-entity consolidation in QuickBooks- Board-ready reporting, variance analysis, and monthly close

We engage through productized tiers with published starting prices and defined scope: a Diagnostic Sprint for a fast senior read, an ongoing Fractional CFO Retainer, and dedicated Turnaround and Workout engagements. No open hourly meter, no "call us to find out."

We serve founders and CEOs of $2M to $250M revenue companies, PE sponsors with a portfolio company below plan, and businesses heading into a sale, a raise, or a lender negotiation.

The CFO you call when the bank is on the phone.

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Source: Agency Source, https://agencysource.com/agencies/ciphercfo. Ratings and reviews come only from reviews submitted and moderated on Agency Source; agencies cannot pay for rank.